Turning assumptions into foresight.
Giordano Intelligence connects your ledger, your budget and your forecast into one governed engine — then puts a CFO-grade AI on top of it, so your leadership team can ask the business anything and act on the answer.
- 3-way
- P&L · Balance Sheet · Cash Flow, fully linked
- Monthly
- rolling forecast on live actuals
- One page
- Profit Engine — drivers to EBITDA
What will our profit be next month?
August is tracking to $131k EBITDA — $9k ahead of budget. The lift is fit-out volume, not price, so it’s real but capacity-bound.
Can we afford to grow?
Yes — with two hires, your cash trough is $341k in November and stays positive throughout. I’d pair it with tightening debtor days from 47 back to 40.
From what happened, to what’s coming, to what to do about it
Each layer of visibility depends on the one below it. Giordano Intelligence builds all three on a single governed data model — so every number in a board answer traces back to a journal line.
Know your numbers
Your general ledger, structured and validated — synced from your accounting system, not rekeyed.
- Xero, MYOB and CSV ingestion, incremental and auditable
- P&L, trial balance and budget-vs-actual reporting
- Dimensional analysis by segment, stream and account
Model what’s next
Driver-based planning built bottom-up from unit economics — never a top-down growth percentage.
- Revenue = price × volume, per stream; direct costs via GM%
- Base / Upside / Downside scenarios — drivers, not percentages
- Goal-seek: the volume scale needed to hit a profit target
Decide with a CFO at the table
An AI that answers like a finance director — grounded in your own governed metric definitions.
- Ask in plain English; answers cite live figures
- Variance bridges, risk flags and recommended actions
- Threshold alerts on revenue, margin, cash and spend
One flow, from source data to leadership action
- Structured dataChart of accounts, dimensions, live actuals
- Assumptions registerSingle, versioned source of every input
- Model engineUnit economics · drivers · GM%
- 3-way statementsP&L · Balance Sheet · Cash Flow
- Management reportingVariance, drivers, commentary
- Leadership decisionsForward-looking action
Every output traces back to an input and its data source. Operations own the assumptions, finance owns the model, leadership owns the outcome — the platform keeps all three honest.
Ask your business anything. Get a CFO’s answer.
Ten real conversations between a managing director and Giordano Intelligence — forecasting, cash flow, budget variance, scenarios and historical analysis, all answered from the same governed model.
Question: What will our profit be next month?
Giordano Intelligence replied:
August is forecast at $131k EBITDA — $9k ahead of budget.
| August forecast | Amount | vs budget |
|---|---|---|
| Revenue | $958k | +$31k |
| Gross profit (38.6%) | $370k | +$14k |
| Overheads | $239k | +$5k |
| EBITDA | $131k | +$9k |
The lift is volume, not price — the Marina Quays fit-out adds 9% to fit-out revenue. One risk: your timber supplier's 2.1% increase lands mid-August; if it applies to the whole month it costs about 40 basis points of margin, roughly $4k.
Question: And the full quarter?
Giordano Intelligence replied:
Q1 lands at $402k EBITDA against a $370k budget — +$32k, all volume-driven. That matters: volume gains are only as durable as the pipeline behind them, and your fit-out crews are at 84% utilisation. Past 88% you'll start slipping delivery dates.
Replies stream the way they do in the product. Illustrative conversations: “Harbourline Joinery” is a sample company with generated data — every figure in a live tenancy is computed from that tenant’s own ledger and plan, inside their isolated environment.
A seven-layer engine, with the discipline built in
The same structural blueprint our consultants install by hand — encoded in software. Data flows upward: inputs at the base, decision-ready outputs at the top. No layer skipped, no assumption hardcoded.
- 1Assumptions registerPrice, volume, mix, cost % — single, versioned source of inputs
- 2Unit economicsPrice × volume per revenue stream · sales mix · ramp-up
- 3Profit driversRevenue, mix, operational, cost and overhead drivers — adjustable
- 4Calculation engineRevenue = P × V · GM% → direct costs · overheads variable + fixed
- 5Integrated 3-way statementsP&L · Balance Sheet · Cash Flow — monthly, fully linked
- 6Scenario layerBase / Upside / Downside — driver-based, as many as you need
- 7OutputsOne-Page Profit Engine · forecasts · budget · reporting feeds
House rules the engine enforces
- Revenue is built bottom-up, always
- From unit economics — price × volume per stream. Never a top-down growth assumption.
- Direct costs derive from gross margin %
- Not modelled line-by-line — margin logic stays the control point of the whole model.
- Scenarios change drivers, never percentages
- Base, Upside, Downside — each one a different set of measurable, adjustable inputs.
- Every assumption is versioned and owned
- Value, source, owner, date and rationale — nothing hardcoded, everything challengeable.
- One definition per metric, everywhere
- The semantic layer that answers your AI questions is the same one behind every report and dashboard.
Five questions every board pack must answer
Reporting that shifts from explaining the past to shaping the future. Each question has a live answer in the platform — and Giordano Intelligence will give it to you in conversation, any day of the month.
“What will our profit be?”
→ Driver-based P&L forecast built from your unit economics, beside an actuals baseline
“Can we afford to grow?”
→ Cash-flow projection with debtor-day drivers and cash-trough analysis
“What is driving profitability?”
→ Profit-driver analysis and price / volume / mix / cost bridges
“What happens if conditions change?”
→ Scenario modelling — driver-based Base, Upside, Downside
“Are we performing to plan?”
→ Budget vs actual variance with root-cause commentary
A rolling forecast cycle on one model
Your budget stays the fixed baseline for the year. Refresh drivers and re-run the engine as actuals land — one model, one set of definitions, your team makes the calls.
- 1Refresh dataLatest actuals sync from your ledger
- 2Update driversAdjust assumptions in place
- 3Produce forecastRe-run engine & scenarios
- 4Integrate actualsReconcile within tolerance
- 5Analyse varianceActual vs forecast, root cause
- 6Decide & actRisks, opportunities, actions
Rolling scenarios go further. A scenario marked rolling re-forecasts itself after each month-close — P&L, cash flow and balance sheet re-anchored on the latest actuals, with a refresh digest to the owner. Marking a scenario rolling is an API-level operation today; an in-app toggle isn't built yet.
Your numbers, guarded like a bank’s
“Financial leadership is not reporting the past — it is shaping the future.”
The Giordano Structural Blueprint
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